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BUYING A HOME

Whether it’s your first home or the one you intend to retire in, buying a home is both an exciting, yet stressful experience. There’s a lot to remember, and many steps to go through. That’s why having a real estate professional on your side is more important than ever.

2021 looks to be a replica of 2020 – with a booming real estate market. If you’re thinking of buying – this market requires a bit of homework ahead of time in order to begin the process.

If you’re just beginning the process, download this thorough Buyer’s Guidebook from the National Association of Realtors to get you started. Then, move on to the next steps below.

  1. Get prequalified for your loan. There’s a reason why this is Step #1. You don’t want to miss out on the home of your dreams because you haven’t taken this initial step. Sellers are often seeing multiple offers on their home and without a prequalification from a lender, may turn down your offer in favor of one from buyers who came to the table more prepared.
  1. Know what you MUST have, what is NICE to have, and what is a DEAL – BREAKER. This is not the market to be indecisive on what you want, as homes are selling at light speed. Examples of this would include number of bedrooms (you MUST HAVE 3, 4 would be NICE, only 2 is a DEAL-BREAKER); acreage or lot size (You MUST HAVE some privacy on an acre or two, 5 wooded acres would be NICE, but a close-in subdivision is a DEAL-BREAKER), etc. Click here for a downloadable Home Buyer Planning Sheet that helps you define what’s essential for you and your situation.
  1. Plan to decide quickly and understand that others with competitive offers are doing the same. To help in your decision, click here to download my Home Comparison Sheet to take with you as you view homes.

Then, the fun part…let’s go look at some houses!

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